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Outdoor Cafe

Hospitality Insurance Made Simple

Protecting Restaurants, Bars, and Nightlife Businesses.

Running a hospitality business means creating unforgettable experiences—but it also means managing risk. Get the tailored protection you need to secure your future.

Who We Cover

​Specialized solutions for the heart of the service industry.

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Restaurant

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Bars &

Lounges

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Nightclubs

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Music

Venues

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Cafés & Coffee Shops

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Event

Spaces

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Coverage That Works as Hard as You Do

Our tailored policies protect your business from the risks that matter most.

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Liquor

Liability

Essential coverage for alcohol-related incidents and claims, protecting your bottom line.

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Business

Interruption

Protects your income stream if a covered loss forces you to temporarily shut down.

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General

Liability

Protects against common accidents, customer injuries, and third-party property damage claims.

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Cyber

Liability

Keeps sensitive customer data and payment processing systems secure from breaches.

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Property

Insurance

Safeguards your physical assets, including your building, vital equipment, and inventory.

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Employee Practices

Liability (EPLI)

Protection against claims related to hiring, termination, discrimination, or harassment by employees.

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Workers’

Compensation

Coverage for medical costs and lost wages resulting from employee injuries on the job.

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Umbrella

Coverage

Extra layer of protection for high-exposure operations when primary limits are exhausted.

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Why Choose Us?

Your business is unique. Your insurance should be too. We are specialists in hospitality risk management, offering more than just a policy—we offer a partnership.

Industry Expertise

We understand the unique operational risks hospitality businesses face—from kitchen safety to nightlife security.

Tailored Solutions

No one-size-fits-all approach. Your policy is designed precisely around your operations and exposure.

Risk Management Guidance

Proactive guidance to help reduce claims, mitigate risks, and keep your premiums manageable year over year.

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Let’s Protect What You’ve Built

​Your guests come for the experience. Your team comes to work hard. You deserve the peace of mind that your business is fully protected.

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